My Student Loans

Trying to make sense of your student loans?

Choose your situation...

Planning to Attend Veterinary School

Show me an estimate of my student loan costs based on my school, residency status, and amount I plan to borrow.

In-School Loan Estimator

Currently Borrowing and Still in Veterinary School

I have student loans already and will be getting more. Help me understand the student loans I already have, and estimate future loans and costs as I complete veterinary school.

Graduated Veterinary School

Help me understand the student loans I have, the repayment plans I qualify for, and simulate repayment costs for my loans.

Helping Veterinarians with Student Loan Repayment Starts With Organizing Your Loan Information

Getting to and through veterinary school, you can borrow a variety of loan types to finance your education. Some loans are disbursed directly from the federal government (Direct Unsubsidized, Grad Plus); some are federally backed but administered at the university level (Perkins, Health Professions Student Loans, Loans for Disadvantaged Students); some are directly from schools (“institutional”); some older loan types are backed by the federal government but disbursed from private lenders (Federal Family Education Loans); and some are from private financial institutions. Some students borrow money from family or friends, as well.

You can find information about most of your federally-backed student loans using the National Student Loan Data System (NSLDS). Log in to their website using the same Federal Student Aid Identification (FSA ID) that you used to apply for the loans. If it’s been a while since you borrowed, you can link your old student aid PIN number to an FSA ID. NSLDS holds the official record of all the Title IV loans and/or grants you received over your educational career. This includes federal Direct loans, Federal Family Education Loans (FFEL) and Perkins loans.

Download Your Student Loan Data From NSLDS

At the NSLDS website, click the MyStudentData Download button to save a copy of your loan information into a file on your computer. The default name will be "MyStudentData.txt". Upload that file here so you can inventory, organize, and view important information regarding your student loans. It is the first step in helping to personalize a repayment plan for your situation.

Data in the NSLDS repository is updated at least monthly or with specific events, like graduation or entering repayment. Therefore, it will often show lower numbers than you may see in your loan servicer portal. FFEL data is inconsistently updated in NSLDS and may be incomplete.

Upload Your Student Loan Data To The Student Debt Center

Click the "Upload NSLDS Data File" button below. This will open a file-chooser dialog so you can navigate to where you downloaded the loan file. Select the file, and choose the "Open" action.

The upload and reporting process will take a few moments to run.

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