Student Loan Repayment Simulator

Borrower Information
When and how much you borrow is a primary factor for evaluating your income-driven repayment options.
Graduation Year
Graduation Month
Preset Scenarios
Amount you expect to borrow
Repayment Plan
In-School+Grace Period Interest
Average Interest Rate
Years in Repayment
Months in Repayment
Not sure?
As the name implies, income-driven repayment plans are highly dependent on changes to your income.
Enter your income information as best as you can or let us project it for you.
Your Planned Annual Income
Since federal income-driven repayment plans are tied to your yearly income and family size,
the simulation will be highly dependent on your specific family situation.
Dependent Information

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