🔔What do the recent court rulings on the SAVE plan mean for you? Read more here...🔔

💥Veterinary Students: Enter the Borrow Better Challenge and Win Prizes💥

In-School Student Loan Checklist


In-Veterinary School Student Loan Checklist 

☐ Build a budget: a measure of your monthly financial "ins & outs"

☐ Review your school's cost of attendance (COA)

  • What is essential?
    • Tuition & Fees
    • Health Insurance
    • Room & Board
  • Where can you save?
    • Personal/Miscellaneous additions
    • Books & Supplies
    • Transportation
    • Other

☐ Review your financial aid awards

  • Can you return or reduce awarded amounts in excess of your budget?
  • You have 120 days to return unused funds without incurring fees/interest

☐ Review your student loan history and current balances

Federal Student Aid website: Download your student aid data file (TXT)
☐ School financial aid account
Credit Report

☐ Estimate your student loan balance at graduation

☐ Upload your student aid data file (TXT) to VIN Foundation My Student Loans tool using the
"I Have Student Loans With More School to Go" option
☐ Review your current student loans. Are any loans missing?
☐ Send your My Student Loans Summary to the In-School Loan Estimator
☐ Estimate remaining borrowing needs
☐ Estimate your graduation balance

☐ Start to think about if a federal consolidation loan is necessary for you; Review the New Veterinary Graduate Student Loan Playbook

☐ Set calendar alert for at least 45-60 days prior to repayment start date

☐ Login to studentaid.gov to get familiar with the consolidation and repayment application process

☐ Run your projected federal student loan starting balance through the VIN Foundation Student Loan Repayment Simulator

☐ File a tax return before graduation, whether you need to or not


Next up...New Grad Student Loan Checklist


Scroll to top