⏱️Will borrowing changes impact your vet school choice? Check out the 40 in 60 project before you decide...

🤔Are you following ongoing repayment changes? Get your student loans ready for 2026!

In-School Loan Estimator
URL: /doc/?id=8696383&pid=14352
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School Information
Veterinary School Information
Veterinary Program
Select a school to see tuition information at right.
Resident or Non-resident?
Veterinary Program Start Date
For students starting a veterinary program after July 1, 2026, new federal student loan borrowing limits will apply. Annual limits for Direct Unsubsidized Loans are $50,000 with an aggregate program limit of $200,000.

Direct Grad PLUS loans are no longer available for new borrowers after July 1, 2026. Amounts above the limits will need to come from other sources, including private student loans. Explore the new Private Loan feature below.

Learn more about the new borrowing limits for veterinary school...
Enter Graduation Date
Time from Start Date to Graduation: --
Time from Today to Graduation: --
Remaining years to borrow for vet school?
With current costs With estimated
increases
Resident Tuition:
Non-Resident Tuition:
Living Expenses:
Total Resident:
Total Non-Resident:
Data Source: VIN Foundation Cost of Education Map
Borrow Better: Tools to help you borrow less and reduce future stress
My Student Loans Summary as of date
Unsubsidized Loans (My Aid)
Current Principal:
Unpaid Interest:
Unsubsidized Total Owed:
Unsubsidized Wtd Avg Int Rate: 0%

Your interest rate input is affected by the CARES Act suspension. Please enter your best guess of the average interest rate for your loans prior to the CARES Act adjustment.
Subsidized Loans
Current Principal: *amount of new loans sent from MSL*
Unpaid Interest: $0.00
Subsidized Total Owed: $abc
Subsidized Wtd Avg Int Rate: 0%

Your interest rate input is affected by the CARES Act suspension. Please enter your best guess of the average interest rate for your loans prior to the CARES Act adjustment.
Expected Disbursal on [disbursal date]
Disbursed Amount:
Wtd Avg Int Rate:
Your interest rate input is affected by the CARES Act suspension. Please enter your best guess of the average interest rate for your loans prior to the CARES Act adjustment.
Additional Interest on Unsubsidized Loans until Graduation
Time from My Aid Data file date to Graduation *: --
Current Unsubsidized Principal: --
Additional Interest on Current Unsubsidized Principal *:
Total Owed on current unsubsidized loans plus additional interest until graduation: --
Expected Principal Disbursal: XYZ
Time from expected disbursal date to Graduation *: --
Additional Interest on Undisbursed Amount *:
* Requires graduation date
TOTALS
Total Principal: 0
Total Unpaid Interest: 0
Total Owed: 0
Wtd Avg Int Rate: 0
** Adjusted for COVID-19 interest waiver
Vet School
Year		 Academic Year Estimated
Cost Of
Attendance		 Scholarship/
Grant
Funding
Personal
Funding
HPSL/
LDS
Direct
Unsubsidized
(DU) Loan
Interest
Rate
(DU)
Direct Grad
Plus (DGP)
Loan
Interest
Rate
(DGP)
Private
Loan
Funds
Required
Year 1   $ 0
Year 2   $ 0
Year 3 *   $ 0
Year 4 *   $ 0
*Costs and Financial Aid are divided into three terms and disbursements during this vet school year.
Loan Worksheet Detail and Summary
Loan Type
Academic Year Disbursement Date
Loan Amount Interest Rate
Estimated Interest Until Graduation (# days) Estimated Grace Period Interest
(# days)		 Total Cost of Loan by End of Grace Period (# days)
* For detailed information on Federal loan types, interest rates, available amounts, and calculations, visit the Student Loan Types and Interest on WikiDebt.
** Adjusted for COVID-19 interest waiver
Summary In-School Borrowing Costs
Total Principal
Total In-School Interest
Total Loan Balance at Graduation
Wtd Avg Int Rate
Total Grace Period Interest
Estimated Starting Repayment Balance
In-Repayment Monthly Interest
Loan Terms (Years)
Estimated Monthly Payment
My Aid Data Summary 0 0 0 0 0 0 -- $0
HPSL/LDS Summary 0 0 0 0 0 0 0 0
Direct Loans Summary 0 0 0 0 0 0 0 0
Private Loan Summary 0 0 0 0 0 0 0 0
Total In-School Borrowing Costs          
     

Send Total Loan Values to Repayment Simulator

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URL: /doc/?id=8696383&pid=14352
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