Student Debt Message Boards
MyActivities
Visitor
Visitor
- As a visitor, you can view a report on your Student Loan data file by uploading it each time you want to see the report.
  
  If you are a member of VIN and are logged in, your uploaded Student Loan data file will be saved. You can view the saved file later without needing to upload it again.
- Login to VIN
- Discover more about VIN

🔜Vet students: Join the Borrow Better Challenge Webinar Tonight! Register here...

📢Loans in SAVE Forbearance Started Accruing Interest August 1st - Should you switch?

Income-driven Repayment (IDR) Plans

WikiDebt menu

WikiDebt

Search WikiDebt

Income-driven Repayment (IDR) Plans

Discretionary Income for Income-Driven Repayment (IDR) Plans
December 20, 2024
Income-Driven Repayment Profiles
May 2, 2025
Income-Contingent Repayment (ICR)
March 6, 2025
Income-Based Repayment (IBR, 2009)
February 10, 2025
Pay As You Earn (PAYE)
September 5, 2025
Income-Based Repayment (IBR, 2014)
March 5, 2025
Revised Pay As You Earn (REPAYE), Saving On A Valuable Education (Save)
September 6, 2025
Repayment Assistance Program (RAP)
August 20, 2025

Wiki Debt page describing the newest income-driven plan, RAP.
File a tax return before graduation
April 14, 2025

IDR plan applications require income documentation. The federal income tax return is the gold standard. File a tax return before graduation, whether you need to or not.
Forgiveness Planning
August 6, 2020

Factors and considerations in building a forgiveness plan
Married Federal Student Loan Borrowers using IDR
April 14, 2025
Income-Driven Repayment Forgiveness
December 11, 2024
Public Service Loan Forgiveness (PSLF) - Most Direct Path
August 22, 2024

Quick guide to the fastest, most direct route to achieve PSLF
Income-driven Repayment for Veterinary Internships & Residencies
June 26, 2025

Information and strategies for using IDR for veterinary interns and residents.

4.0.30319.42000