Part I. Veterinary Student Debt: How Did Debt Burdens Get So Huge?
- Grad PLUS program and how it allowed schools to charge unlimited amounts
- Cliche that “student debt is good debt”
- Change in the way Congress sets interest rates
Part II. Repayment Plans: What Are They and Why Do They Matter?
- PAYE, REPAYE, IBR
- Tax filing status with your spouse and how it impacts your payment
- Forgiveness vs. refinancing: what you should know
Part III. Loan Forgiveness Programs That Zoo Veterinarians Can Utilize
- 20 to 25 year IDR forgiveness
- Other programs
Part IV. The Most Important Statistic in Your Financial Life Is Not Your Debt
- When can you afford retirement?
- How important is it to choose the right loan strategy?
- What action steps do you need to take right now to make sure you’re financially secure?
Part V. Q&A, If Time Allows